Are you thinking about prepaying for your funeral expenses? Consider setting up a Totten trust fund, instead. This is just a regular bank account with a designated inheritor who receives the money at the time of your death. It could even be a funeral home. The advantage over most funeral home prepayment options is, [...]
Money can be extremely tight for college students, especially those students who are living on campus. This makes the temptation to use credit cards as a means of paying for take out and other unnecessary spending all the more enticing. When most college students use credit cards they spend money they don’t have, which is [...]
The more I read about personal finances and managing my money, the higher my goals become. Today I was playing around with a great tool on http://www.kiplinger.com. It’s a calculator that lets you figure out how much you need to save now to become a millionaire. It sounds crazy, but when you actually start [...]
There are a lot of contributing factors that go into purchasing the right homeowner’s insurance plan for your home. The most important piece of information you need to know before you sign up for any plan is the value of your home, how much your home is worth. You will need to establish your [...]
A lot of individuals get themselves in deep financial troubles when they fail to plan for worst case scenarios and other types of emergencies. Planning ahead for financial emergencies, such as the loss of a job can help to prevent debt, as well as helping you to pay your bills on time while your [...]
