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Are you trying to figure out what to give your son or daughter for a college graduation gift? I read about a great idea for a gift that makes smart financial sense at http://www.kiplinger.com today. Give the gift of your child’s first loan payment, or two or three if you can afford it. Not [...]

While there is a lot of negative talk amongst financial advisors about debt, the reality is that going in debt is a fact of life most individuals cannot avoid. That being said, how far in debt you go, however, is completely up to you. Some debt is good, like taking out a loan on [...]