Archive for April, 2008

12 Apr

Another Great Idea to Help you Get Ahead Financially

I’m looking for tips to get ahead financially several times a week now, and today I found a great one at http://www.kiplinger.com. It’s a strategy to help you get in the habit of saving money, and this tip makes a lot of sense if you’re paying off loans or debts. When you finish paying [...]

12 Apr

Improve Your Loan-To-Value Ratio

An essential component in calculating your mortgage interest rate is the down payment you plan on making on your new home. Lenders figure your down payment by examining your loan-to-value ratio. Each individual’s LTV ratio is determined by dividing the amount of the loan by the actual price of the home. It is common [...]